Credit Card Default – Avoidance and Credit Repair Strategies

It is doubtful that there has ever been a more insidious or destructive financial or credit related product ever created that exceeds that of compound interest credit cards. Credit cards have destroyed more lives, families, hopes and dreams than perhaps any other financial product with perhaps the possible exception of the mortgage. Due to their […] Read more »

Home Loans with Zero Down Payment

Zero down payment home loans were very common during the housing boom of the early 2000s.  Lending institutions and banks had programs for buyers of all types to purchase homes with zero down payment.  In fact some mortgage companies were even offering programs where buyers would actually receive cash back at closing of the terms.  Apartment […] Read more »

Check Your Credit Reports Often

The website was created in order to comply with the Fair and Accurate Credit Transactions Act (FACTA) to provide a mechanism for American consumers to receive an annual free credit report online by the three major U.S. credit reporting agencies, namely Equifax, Experian and TransUnion. requires users to register with the site and provide […] Read more »