If you are shopping around for a cell phone but you have bad credit, then you are probably looking for ways to get a good deal especially if you do not have enough cash to pay for a quality cell phone upfront. The good news is that there are a few good ways which will allow you to get cell phones for bad credit but before considering one, be sure that you know and you fully understand how it works.
Ways To Get Cell Phones Bad Credit
- Bad Credit Postpaid Plans – Postpaid planes were originally used by those who are looking to get a cell phone with perfect credit. But today, these are already being offered by some large cellular providers even for bad credit. although, credit checking is still conducted by these companies, your poor credit rating will not deny you of any of their services but it will be used as their basis for the amount of deposit that you are going to place before you can get the cell phone plan from them. Paying the deposit will give you a good chance of getting the phone. However, the deposit can only be refunded or be credited into your plan if you be will be able to make timely and prompt payments for a period of 12 months.
- Go Prepaid – Prepaid cell phones are great options as well. Considering a prepaid phone will not allow you undergo stringent application process, credit checks, making a deposit, and costly monthly bills. However, to be able to have one of these phones, you will need to pay for them upfront and you will need to buy airtime load whenever you need to use them. These features are more advantageous than the features of postpaid phones because with prepaid plans, you can actually avoid paying hidden fees and charges in monthly cell phone bills even if you are not using your phone too often.